It will take 3-5 minutes to complete this application.
If approved, you will receive correspondence in the mail within
7-10 business days.


Please read the information below and click 'Start Application' to continue.

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Cost of Credit Disclosure for Credit Card Applications

Annual Interest Rate These interest rates will be in effect on the day your account is opened:
All charges to your account (excluding cash advances and related fees) — 19.99%
Cash advances and related fees — 21.99%
If you are not approved for a card at these rates, Canadian Tire Bank may still issue you a card at an annual interest rate of — 25.99% for all charges.
Interest-Free Grace Period At least 21 days or, if you are a resident of Quebec, at least 26 days.

You will benefit from an interest-free grace period of at least 21 days (at least 26 days if you are a resident of Quebec) on new purchases if we receive payment in full of the balance due on your current statement by the payment due date.

There is no grace period for cash transactions, such as convenience cheques, balance transfers or cash advances, or for fees for such transactions.
Minimum Payment The sum of:

(A) interest and fees shown on your statement, plus

(B) the greater of any amount past due or any balance over your credit limit, plus

(C) the amount of any equal payments plan installments then due, plus

(D) $10.00

Balances under $10.00 are due in full.
Foreign Exchange Conversion All transactions made in a foreign currency will be converted to Canadian currency at the then current MasterCard conversion rate plus 2.5% (for charges to your account) or minus 2.5% (for credits to your account) when the transaction is posted to your account.
Annual Fees None
Other Fees
Cash Advance Fee$4Charged when the transaction is posted to your account.
NSF/Dishounoured Payment Fee$25Charged if a payment you make is dishonoured.
Charges for Copies$2Charged when you request a copy of a statement or sales slip.
Credit Balance FeeThe lesser of $10 or the amount of your credit balance. - Charged on the last day of a billing period when there is a credit balance on the account and the account has been inactive for the previous 12 billing periods.

Lost or Stolen Cards

You must notify Canadian Tire Bank immediately if you think that your Card has been lost or stolen by calling 1-800-459-6415. You are not liable for unauthorized use of a lost or stolen Card, unless your Card is used with a Personal Identification Number to obtain a cash advance at an automated banking machine or to make a purchase, in which case you are liable for the full amount of each unauthorized use until you notify us.

Customer Service Department

In Canada: 1-800-459-6415
Outside Canada (collect): 905-735-7256

The Gas Advantage® MasterCard® is issued by Canadian Tire Bank ("CTB") pursuant to a licence by MasterCard International. Your initial credit limit will be an amount not to exceed $25,000. If approved, your card will be sent to you no later than six (6) weeks after application. No fee is charged by Canadian Tire Financial Services Limited ("CTFSL") for submitting your credit card application to CTB. Address for CTB and CTFSL:

P.O. Box 2000,
Welland, Ontario L3B 5S3
Fax: 1-888-728-5822

Am I Eligible for this Card?

  • You are a Canadian resident
  • You are at least the age of majority in the province where you reside
  • You are currently employed or retired

What you need

  • Previous address (if less than 2 years at current address)
  • Annual income
  • Current employer name & address

Please enter a 4-5 digit code associated with a promotion you have received (example: 04310)


or choose a different card

1 Based on the level of net new purchases (purchases less credits) that are posted to your Gas Advantage® MasterCard® account in any monthly billing period, you will be entitled to a discount on each litre of gasoline or diesel fuel that is purchased for a motor vehicle at Canadian Tire gas bars during the following monthly billing period and that is charged to your Gas Advantage MasterCard. The discount that you receive in a billing period will be reduced to 2¢ per litre after you have made purchases of more than $700 for gasoline, diesel fuel or any other sundry items at Canadian Tire gas bars during that billing period using your Gas Advantage MasterCard. For complete program details please read the Gas Advantage MasterCard Terms and Conditions page. back

2 If you are not approved for the Card at these rates, we may still issue you a card at an annual interest rate of 25.99% for all charges, including cash advances and related fees. back

®/™ The trademarks of Canadian Tire Corporation, Limited are used under licence.

®/™ MasterCard, and the MasterCard Brand Mark are registered trademarks, and PayPass is a trademark, of MasterCard International Incorporated.

Save up to 10¢ off per litre1 at Canadian Tire gas bars.

Reward at a glance

Use for everyday purchases, save instantly at the pump.

Annual Fee — None

Interest Rate — 19.99%2

Cash Advances and Related Fees — 21.99%

Other ways to apply

Apply by phone
1-800-961-1151
(excluding Quebec)

Apply by Mail

Please print and mail the form below to apply :
PDF Application Form [233kb]

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