In-store Financing


with the Canadian Tire Options® MasterCard®and Canadian Tire Options® World MasterCard®
Use your existing Canadian Tire Options® MasterCard® or Options® World MasterCard® or Apply Now and shop online today.

Ask in-store about no interest financing plans for all of your major purchases*. Just another benefit of being a cardmember. Financing also available on any Canadian Tire retail credit card, Options Visa**, Gas Advantage and Cash Advantage MasterCard.
Enjoy NO interest and NO payments for 12 months* with no fee when you spend $200 or more at Canadian Tire when using your Options MasterCard or Options World MasterCard.
Popular Financing Categories  
Enjoy NO fee and NO interest with 12 equal monthly payments* on Tires, Wheels/Rims, Auto Service, and Fitness Equipment at Canadian Tire when using your Options MasterCard.

Special Promotions
See store and flyer for special promotional
NO fee and NO interest financing*
on terms greater than 12 months.


"No Fee, No Interest" payment plans (ie. Special payment plans), such as deferred payment plans and equal payments plans, are only available on request, on approved credit with a Canadian Tire branded credit card issued by Canadian Tire Bank and on: (i) purchases from Canadian Tire Home Services of $500 or more (if a 36 month plan) or (ii) purchases at Canadian Tire or from Canadian Tire Home Services of $200 or more (excluding gift cards) for other plans. For some categories of products, the "No Fee, No Interest" financing plan available is an equal payments plan. See above for qualifying product categories. Interest does not accrue during the period of the plan. However, if we do not receive the full minimum due on a statement within 59 days of the date of that statement, or any event of default (other than a payment default) occurs under your Cardmember Agreement, all special payment plans on your account will terminate and (i) you will then be charged interest on the balances outstanding on such plans at the applicable regular annual rate from the day after the date of your next statement, and (ii) the balances outstanding will form part of the balance due on that statement. There is no administration fee charged for entering into a special payment plan.

Additional Information:

Equal Payments Plans: Available for 12 months (unless stated otherwise). Not available on purchases using a Low Rate Options® MasterCard®. Each month during an equal payments plan you are required to pay in full by the due date that month's equal payments plan installment. Any unpaid portion not received by the due date will no longer form part of the equal payments plan and interest will accrue on that amount from the day after the date of your next statement at the applicable regular annual rate. Deferred Payment Plans (i.e. "No Payments, No Interest"): Available for 12 months (unless stated otherwise). Payment will be required following the deferral period as per your Cardmember Agreement. At the end of the deferral period, the balance outstanding will bear interest at your applicable regular annual rate in effect at that time.

Additional information for residents of Quebec only:

The regular annual rate for persons applying for the Options MasterCard is 21.99% for cash advances and related fees and 19.99% for all other charges. Some applicants may receive a higher or lower regular annual rate depending on a credit evaluation. The minimum payment is the sum of (a) interest and fees shown on your statement, (b) the greater of any amount past due or any balance over your credit limit, (c) the amount of any equal payments plan installments then due, and (d) $10. Balances under $10 are due in full. For residents of Quebec, the period between the statement date and the due date for payment is 26 days. The billing period covered by each statement can be from 28-33 days. The Options MasterCard does not have an annual fee. Examples of borrowing costs (rounded to the nearest cent) assuming that all charges are purchases bearing interest at the regular annual rate of 19.99%, a 30 day month, no charges made on special payment plans and no other additional payments or other changes are:

If your average balance is:





Total monthly credit charges will be:





®/TM Unless otherwise noted, all trademarks are owned by Canadian Tire Corporation, Limited and are used under licence.

®/TM Mastercard, World MasterCard, and the MasterCard Brand Mark are registered trademarks, and PayPass is a trademark, of MasterCard International Incorporated. **Visa Int./Lic. User


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