It will take 3-5 minutes to complete this application.
If approved, you will receive correspondence in the mail within
7-10 business days.
Please read the information below and click 'Start Application' to continue.
|Annual Interest Rate||
These interest rates will be in effect on the day your account is opened:
All charges to your account (excluding cash advances and related fees) — 19.99%
Cash advances and related fees — 21.99%
If you are not approved for a card at these rates, Canadian Tire Bank may still issue you a card at an annual interest rate of — 25.99% for all charges.
|Interest-Free Grace Period||At least 21 days or, if you are a resident of Quebec, at least 26 days.
You will benefit from an interest-free grace period of at least 21 days (at least 26 days if you are a resident of Quebec) on new purchases if we receive payment in full of the balance due on your current statement by the payment due date.
There is no grace period for cash transactions, such as convenience cheques, balance transfers or cash advances, or for fees for such transactions.
The sum of:
(A) interest and fees shown on your statement, plus
(B) the greater of any amount past due or any balance over your credit limit, plus
(C) the amount of any equal payments plan installments then due, plus
Balances under $10.00 are due in full.
|Foreign Exchange Conversion||All transactions made in a foreign currency will be converted to Canadian currency at the then current MasterCard conversion rate plus 2.5% (for charges to your account) or minus 2.5% (for credits to your account) when the transaction is posted to your account.|
You must notify Canadian Tire Bank immediately if you think that your Card has been lost or stolen by calling 1-800-459-6415. You are not liable for unauthorized use of a lost or stolen Card, unless your Card is used with a Personal Identification Number to obtain a cash advance at an automated banking machine or to make a purchase, in which case you are liable for the full amount of each unauthorized use until you notify us.
In Canada: 1-800-459-6415
Outside Canada (collect): 905-735-7256
The Canadian Tire Options® MasterCard® is issued by Canadian Tire Bank ("CTB") pursuant to a licence by MasterCard International. Your initial credit limit will be an amount not to exceed $25,000. If approved, your card will be sent to you no later than six (6) weeks after application. No fee is charged by Canadian Tire Financial Services Limited ("CTFSL") for submitting your credit card application to CTB. Address for CTB and CTFSL:P.O. Box 2000,
1 In the form of Canadian Tire ‘Money’ On The Card® awards. Terms and conditions apply to earning and redeeming. Details available in-store or on the Canadian Tire 'Money' Rewards Program page. Options MasterCard customers in Nova Scotia participate in a different rewards program, please go to ctfs.com/ctm back
2 Provided your account is in good standing and it is a redeemable purchase. back
3 2If you are not approved for the Card at these rates, we may still issue you a card at an annual interest rate of 25.99% for all charges, including cash advances and related fees. back
®/™ The trademarks of Canadian Tire Corporation, Limited are used under licence.
®/™ MasterCard and the MasterCard Brand Mark are registered trademarks, and PayPass is a trademark, of MasterCard International Incorporated.
Apply by phone
Please print and mail the form below to apply :
PDF Application Form
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