Website Terms and Conditions

PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING CTFS.COM
Your use of CTFS.com (“the Website”) is subject to your agreement without change to the following terms and conditions (the "Terms and Conditions").  The Terms and Conditions, as amended from time to time (see Modification, below), govern your use of the Website.  The Terms and Conditions replace all prior agreements between you and us governing your use of the Website.  The Terms and Conditions do not replace any other agreements you have with us (now or in the future) governing an account or other services we may provide to you. Any agreement you have with us governing an account or such service will continue to apply to that account or service unless it conflicts with these Terms and Conditions, in which case the agreement governing such account or service will prevail to the extent of the conflict. You also agree to abide by and comply with all instructions we may provide to you from time to time in connection with accessing and using the Website.    The Terms and Conditions are to be read by you together with any terms, conditions or disclaimers provided in the pages of this Website.  In the event of a conflict, the terms, conditions or disclaimers in the pages of this Website will govern.  If you do not accept the Terms and Conditions in their entirety, do not use the Website and do not take advantage of any of the services.
Canadian Tire
When used in these Terms and Conditions, the term “Canadian Tire” means Canadian Tire Financial Services Limited and its affiliates, including Canadian Tire Bank.
“You” and “We”
“You” and “your” mean you, the individual user of the Website.  “We”, “us” and “our” mean Canadian Tire.
Use of Website
Canadian Tire is not responsible to you or anyone else in any manner for direct, indirect, special, consequential, exemplary or punitive damages, however caused, arising out of your use of (or inability to use) the Website, its functions or content and/or any web browser (“Damage”), including out of any errors, inaccuracies, omissions or other defect in, the information contained within the Website and including if you transmit confidential or sensitive information to us or if we communicate such information to you at your request over the Internet, even if Canadian Tire or its representatives are advised of the possibility of such Damage.  If, notwithstanding the foregoing, Canadian Tire or any of its suppliers or service providers should be found liable for any Damage, the liability of Canadian Tire and such third persons shall in no event exceed in the aggregate $250 CAD.
Canadian Tire is not responsible for late, lost, incomplete, illegible, misdirected, or stolen messages or mail, unavailable network connections, failed, incomplete, garbled, or delayed computer transmissions, online failures, hardware, software, or other technical malfunctions or disturbances, or any other communications failures or circumstances affecting, disrupting, or corrupting communications.
Canadian Tire assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property on account of your access to, use of, or browsing on ctfs.com or your downloading of any materials, data, text, images, video, or audio from ctfs.com.
Any unauthorized use, downloading, re-transmission, or other copying or modification of Trade-marks (defined below) or other materials contained on the Website may be a violation of statutory or common law rights including applicable copyright, trademark, or other intellectual property laws or other laws, which could subject the violator to legal action.
You may not frame or utilize framing techniques to enclose any Trade-Marks or other copyrighted material without Canadian Tire’s express written consent.  You may not use any meta tags or any other hidden text utilizing the Trade-Marks and other copyrighted material without Canadian Tire’s express written permission.
You agree that you will not use the Website or the services provided on it to:  (i) misappropriate the intellectual property rights of Canadian Tire or its affiliates; (ii) attempt to deface, modify or manipulate the Website or employ any tactic to defeat or evade any security feature employed on the Website; (iii) misappropriate the identity of, or obtain any personal information about any other user of  the Website or services, or any customer, vendor, dealer or employee of Canadian Tire; and (iv) modify, erase or damage any information contained on the Website or any computer hardware or information storage device owned or used by Canadian Tire.  As an additional term and condition of use of the Website and services, you agree not to use any process, research method or tactic to recreate or replicate the features, functions or design of the Website or services through reverse engineering.
The ctfs.com Website may not, in whole or in part, be copied, reproduced, republished, uploaded, posted, transmitted, or distributed without the written permission of Canadian Tire, except that you may download, display, and print the materials presented on ctfs.com for your personal, non-commercial use only. You must retain all copyright and trademark notices, including any other proprietary notices, contained in the materials. The use of such materials on any other website or in any environment of networked computers is prohibited.
You are prohibited from contributing, posting, or transmitting any infringing, unlawful, threatening, libelous, defamatory, obscene, indecent, inflammatory, pornographic, or profane material or any material that could constitute or encourage conduct that would be considered a criminal offence, give rise to civil liability, or otherwise violate any law.
In its sole discretion, in addition to any other rights or remedies available to Canadian Tire and without any liability whatsoever, Canadian Tire at any time and without notice may terminate or restrict your access to any component of ctfs.com.
Indemnification
You agree to indemnify and save harmless Canadian Tire, its suppliers and service providers and its and their respective officers, directors, employees, consultants, representatives, and agents from and against any claim, cause of action, or demand, including without limitation reasonable legal, accounting, and other professional fees, brought as a result of your use of the Website.
Website Usage Statistics
To continually improve the Website, we often collect statistics about how Website users are using our Website. The information collected may include your browser type and your operating system, as well as data such as the number and types of pages visited, and the length of time spent per page and on the Website overall. These usage statistics are only viewed in the aggregate and are not associated with you as an individual. We use this information for purposes such as improving pages within our Website.
Links to other Websites
This Website includes links to websites operated by subsidiaries and affiliates of Canadian Tire and to other web sites operated by Canadian Tire, and to websites operated by third parties. Links to other websites from this Website are for convenience only. No endorsement of any third party products, services or information is expressed or implied by any information, material or content referred to or included on, or linked from or to the Website. Canadian Tire will not be responsible for the content of any other websites and make no representation or warranty regarding any other websites or the contents or materials on such websites. If you decide to access other websites, you do so at your own risk.  All links to the Website must be approved in writing by Canadian Tire.
Information
Facts, data, information and other contents contained in the Website are provided by Canadian Tire and other sources, including rate and fee information, are believed to be current and reliable when placed on the Website, but we cannot guarantee they are accurate, complete or current at all times. For example, rates, fees and information are subject to change at any time without notice, and rates and fees posted on the Website may not immediately reflect such changes. The information contained on the Website (a) is for informational purposes only, is not intended to provide specific legal, financial, accounting, tax or other advice for any individual or entity and should not be relied upon in that regard, (b) is not intended to be a comprehensive or detailed statement concerning the matters addressed, and (c) does not constitute an offer to buy or sell products or services of Canadian Tire. The information may be changed, withdrawn or terminated at any time without notice. Canadian Tire makes no warranty or representation that (i) no virus or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system, and (ii) information available on or through the Website is appropriate, accurate or available for use in any particular jurisdiction.  Canadian Tire is not responsible in any manner for direct, indirect, special or consequential damages howsoever caused, arising out of the use of the Website. Canadian Tire expressly disclaims any duty to update or correct any information on the Website.   
Availability of Canadian Tire Products and Services
Not all products and services that Website users may be interested in are available in all regions of Canada or to other country residents. Canadian Tire’s products and services are available in accordance with local law and only if they may be lawfully offered in any particular jurisdiction. All Canadian Tire products and services are subject to the terms of applicable agreements.  All amounts and prices are in Canadian dollars.
Ownership
The website, its design, all text, graphics, content, video, audio, and the selection and arrangement thereof are the property of Canadian Tire Corporation, Limited and/or its suppliers and service providers.

Trade-Marks
Canadian Tire, ctfs.com, and all other Canadian Tire related Trade-Marks and design marks displayed on ctfs.com (collectively, the "Trade-Marks") are registered and common law Trade-Marks owned by Canadian Tire. The Trade-Marks of Canadian Tire Financial Services Limited, Canadian Tire Bank and MasterCard International Incorporated are used under licence. Nothing contained on ctfs.com should be construed as granting, by implication or otherwise, any license or right to use any Trade-Marks, including the Trade-Marks, except with the express written permission of Canadian Tire or such other party that may own the applicable Trade-Marks.
®/™ The Trade-Marks of Canadian Tire Corporation, Limited are used under licence.
Email Communications
Email communication including any information transmitted with it is intended only for the use of the addressee(s) and is confidential. If you are not an intended recipient or responsible for delivering a message to an intended recipient, any review, disclosure, conversion to hard copy, dissemination, reproduction or other use of any part of such communication is strictly prohibited, as is the taking or omitting of any action in reliance upon such communication. If you receive such communication in error or without authorization please notify us immediately by return e-mail or otherwise and permanently delete the entire communication from any computer, disk drive, or other storage medium.  Unprotected communication by e-mail over the Internet is not confidential and may be intercepted or lost or possibly altered.  You agree that Canadian Tire shall have no liability to you or to any one else in connection with an e-mail sent by you to Canadian Tire or an e-mail sent by Canadian Tire to you at your request.
For legal purposes, documents sent electronically to you (including by facsimile) will be considered to be “in writing” and to have been signed and/or delivered by us.  We may rely upon and treat as duly authorized and binding on you any electronically authenticated document that we receive from you or which appears to have been sent by you.

Privacy
Please click on the following link to view our Privacy Communication. You acknowledge that you have read the Privacy Communication and agree that the terms of such communication are reasonable. You consent to the collection, use and disclosure of your personal information by Canadian Tire and/or its suppliers and service providers in accordance with the terms of and for the purposes set forth in the Privacy Communication.
Cookies
When you visit the Website, we may send a small text file containing a unique identification number, called a ‘cookie’. Cookies are used to track the activities of the web browser, such as date, time, duration and frequency of visits. The information is used to provide a more streamlined and consistent website-navigation experience. Cookies are not used to collect any information that will personally identify you. Cookies are widely-used, and most web browsers will accept them automatically. You may adjust your web browser settings to alert you about cookies being sent or to refuse cookies automatically. Please be advised that cookies are required to complete applications for products or services online and to use certain features such as My Online Account. If cookies are not enabled on your browser and you are in the process of completing an application, a session time-out message will appear when you click the "next" button to move to the next section of the application. If you prefer not to enable cookies on your browser, you can always complete an application for a product or service or obtain information about your account(s) by phone by calling toll-free 1-866-681-CTFS (2837).
FEEDBACK

Canadian Tire enables visitors to ctfs.com to provide Canadian Tire with feedback by email or otherwise ("Customer Content"). If you provide Customer Content you grant Canadian Tire a non-exclusive, royalty-free, perpetual, irrevocable, and fully sub-licensable right to use, delete, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such Customer Content throughout the world in any media, now known or hereafter developed, and you waive any and all moral rights in the Customer Content. You also grant Canadian Tire the right to use the name you submit with the Customer Content, if any, in connection with Canadian Tire's rights hereunder.
Modification
Canadian Tire reserves the right, without notice, to make changes to the Website, including without limitation with respect to the content of this Website and products offered by Canadian Tire, and may at any time and from time to time modify these Terms and Conditions for the use of the Website. If you use the Website after the effective date of the change it will mean that you have agreed and consented to the change.
Additional Terms
Any agreement you have with us governing an account or other service we provide to you will apply to that account or service and all transactions and other activities relating to such account or service.
Severability
In the event that any provision of these Terms and Conditions is determined to be unenforceable or invalid in whole or in part, the affected portion of such provision will be deemed to be severed and the remaining provisions will continue to apply with full force and effect.
Headings
The headings used in these Terms and Conditions are included for convenience only and will not limit or otherwise affect these Terms and Conditions.
Entire Agreement
These Terms and Conditions, together with the Privacy Communication and Security Awareness, constitute the entire agreement between us relating to the subject matter hereof, and supersede any prior understandings or agreements (whether electronic, oral, or written) regarding such subject matter.
Governing Law
These Terms and Conditions and their performance will be governed by the laws in force in the Province of Ontario, Canada, without giving effect to any principles of conflicts of laws, and notwithstanding your domicile, residence or physical location. You consent and submit to the exclusive jurisdiction of the courts located in the City of Toronto, in the Province of Ontario, Canada, in all disputes arising out of or relating to the use of the Website and these Terms and Conditions.  You may not use the Website in violation of Canadian export laws and regulations.  If you access the Website from a location outside of Canada, you are responsible for compliance with all local laws.  The United Convention on Contracts for the International Sale of Goods does not apply to this Agreement or any communication with or transaction through the Website.
The parties confirm that it is their express wish that this Agreement and all related documents be written in English.

 

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