Redeem your CT Money for free stuff on almost everything at your favourite stores* you know and love:
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Credit Card Services right where you need them
With the Triangle App, manage your credit card account easily. View your transactions, rewards balance & account balance, and pay your credit card statement all within the app.
Who is Canadian Tire Bank?
As the financial services arm of Canadian Tire Corporation, Ltd., Canadian Tire Bank is primarily engaged in marketing and issuing Triangle® credit cards to four million cardmembers. Triangle credit cards are accepted at more than 24 million locations worldwide, and offers its customers the ability to collect Canadian Tire Money, the faster way.
Learn about Canadian Tire Bank
†The Triangle Rewards Program is owned and operated by Canadian Tire Corporation, Limited.
Triangle®, credit cards are issued by Canadian Tire Bank. Rewards are in the form of electronic Canadian Tire
Money® (CT Money®). Not all items sold at Canadian Tire, Sport Chek, Atmosphere, Mark’s,
L’Équipeur, Party City, Pro Hockey Life, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey, and participating Sports
Experts are eligible to earn CT Money or to be redeemed for. Available in-store only at Sports Rousseau, Hockey Experts,
L’Entrepôt du Hockey. Certain Sports Experts stores or rental shops may not participate. Not available at out-of-store
events. Conditions apply. Visit triangle.com for full program rules and Partner location information. The offered rate
is exclusive of any bonus or promotional offers or redemption transactions. CT Money is collected on the pre-tax amount
of the purchase.
*Participating retailers: Canadian Tire, Sport
Chek, Mark’s, L’Équipeur, Atmosphere, Party City, Pro Hockey Life, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey
and participating Sports Experts stores.
1 CT Money is collected on
the number of whole litres of fuel purchased when you show your Triangle card, mobile App or key fob and pay with cash
or debit. Rate subject to change and could vary by location, see local gas bar for details. Not all Gas+ locations have
premium fuel. Must go inside kiosk to collect rewards with App or key fob.
2 1.5% and 3% earn rate applies to the first $12,000 in annual spend at grocery stores with
Mastercard merchant code 5411. Excludes purchases at Walmart, Walmart Superstore and Costco. After that, your earn rate
will be 0.5% or 1%. For examples of qualifying grocery merchants, visit Merchant List | Triangle . Annual spend is
based on a calendar year of January 1 - December 31.
available is “Equal payments, no interest” for 24 months (unless otherwise stated) and is only available on request, on
approved credit and on purchases of $150 (unless otherwise stated) or more (Gift Cards excluded) made with your Triangle
credit card at Canadian Tire, Sport Chek, Mark’s, L’Équipeur, Atmosphere, Party City, Pro Hockey Life, Sports Rousseau,
Hockey Experts, L’Entrepôt du Hockey and participating Sports Experts. Interest does not accrue during the period of the
plan. However, if we do not receive the full minimum due on a statement within 59 days of the date of that statement, or
any event of default (other than a payment default) occurs under your Cardmember Agreement, all special payment plans on
your account will terminate and (i) you will then be charged interest on the balances outstanding on such plans at the
applicable regular annual rate from the day after the date of your next statement, and (ii) the balances outstanding
will form part of the balance due on that statement. There is no administration fee charged for entering into a special
payments plan. Each month during an equal payments plan you are required to pay in full by the due date that month’s
equal payments plan instalment. Any unpaid portion not received by the due date will no longer form part of the equal
payments plan and interest will accrue on that amount from the day after the date of your next statement at the
applicable regular annual rate. Offer subject to change without notice.
information for residents of Quebec only: The regular annual rate for persons applying for the Triangle
Mastercard and the Triangle World Elite Mastercard is 21.99% for cash transactions and related fees and 20.99% for all
other charges. Some applicants may receive a higher or lower regular annual rate depending on a credit evaluation. The
minimum payment is the sum of (a) the greater of: (i) interest and fees shown on your statement + $10; or (ii) 5% of the
New Balance, excluding amounts on special payment plans, (b) any balance over your credit limit, (c) any amounts past
due not included in (b) above, and (d) the amount of any equal payments plan instalments then due. Balances under $10
are due in full. For accounts opened prior to June 13, 2019 the rate of 5% will start at 2% and increase by 0.5% each
August 1st until it reaches 5%. For residents of Quebec, the period between the statement date and the due date for
payment is 26 days. The billing period covered by each statement can be from 28-33 days. The Triangle Mastercard and the
Triangle World Elite Mastercard do not have an annual fee. Examples of borrowing costs (rounded to the nearest cent)
assuming that all charges are purchases bearing interest at the regular annual rate of 20.99%, a 30 day month, no
charges made on special payment plans and no other fees, additional payments or other changes
If your average balance is:
Total monthly credit charges will be:
** Benefits are paid to Canadian Tire Bank
®Information for the Triangle® Mastercard® and
Triangle® World Elite Mastercard®:
Rate(s): All charges to your account (excluding cash transactions and related fees) —
Cash transactions (for example: cash advances,
balance transfers, convenience cheques, money transfers, purchase of travellers cheques and gambling transactions) and
related fees — 21.99% (if you reside in Quebec) or 22.99% (if you reside outside
For the Triangle Mastercard only: If you are not approved for a
card at the above rates, Canadian Tire Bank may still issue you a card at the following annual interest rates: (i) if
you are a resident of Quebec, 21.99% for all charges; or (ii) if you reside outside of Quebec,
25.99% for all charges (excluding cash transactions and related fees) and 27.99% for
cash transactions and related fees.
Foreign Exchange Conversion: All
transactions made in a foreign currency will be converted to Canadian currency at the then current Mastercard conversion
rate plus 2.5% (for charges to your account) or minus 2.5% (for credits to your account) when the transaction is posted
to your account.
Annual Fee: None
Cash Advance Fee: $4 - Charged when the transaction is
posted to your account.
NSF/Dishonoured Payment Fee: $25 - Charged if a
payment you make is dishonoured.
Charges for Copies: $2 — Charged when you
request a copy of a statement.
Credit Balance Administration Fee: The lesser
of $2 or the amount of your credit balance - Charged on the last day of a billing period when there is
a credit balance on the account and the account has been inactive (other than any credit balance fees) for the previous
2 billing periods.
The Canadian Tire High Interest Savings® account,
Canadian Tire GIC®, the Canadian Tire Tax Free® High Interest Savings account and the Canadian
Tire Tax Free® GIC products are provided by Canadian Tire Bank. Annual interest rate quoted as of the date of
this offer and subject to change without notice. Interest is calculated daily at a daily rate which is equal to the
annual interest rate divided by 365 days (or 366 as the case may be) and is based on the daily closing balance in your
account and paid monthly. These products are not currently available for residents of
®/TM Mastercard, World Mastercard and World Elite Mastercard are
registered trademarks, and the circles design is a trademark of Mastercard International
®/TM Unless otherwise noted, all trademarks are owned by Canadian
Tire Corporation, Limited and are used under licence.
®/TM FGL Sports Ltd.
TMMark’s and L’Équipeur are registered trademarks of Mark’s Work Wearhouse Ltd®, used under
® Assurant is a registered trademark of Assurant,
Android is a trademark of Google Inc.
Google Play is a trademark of Google
Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S.
and other countries. Apple Watch is a trademark of Apple Inc. App Store is a service mark of Apple Inc.