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**Annual interest rate quoted as of the date of this email and subject to change without notice. Interest is calculated daily at a daily rate which is equal to the annual interest rate divided by 365 days (or 366 as the case may be) and is based on the daily closing balance in your account and paid monthly. The 2.00% interest rate consists of the current standard rate of 1.8% and a bonus of 0.20%. The bonus .20% interest rate will commence on August 1, 2020.
The standard rate is subject to change without notice. Excludes deposits made to a Canadian Tire Tax Free® High Interest Savings account. Canadian Tire High Interest Savings Account currently not available to residents of Quebec
Information for the Triangle™ Mastercard® and Triangle™ World Elite Mastercard®: Annual Interest Rate(s): All charges to your account (excluding cash transactions and related fees) — 19.99% Cash transactions (for example: cash advances, balance transfers, convenience cheques, money transfers, purchase of travellers cheques and gambling transactions) and related fees — 21.99% (if you reside in Quebec) or 22.99% (if you reside outside Quebec). For the Triangle Mastercard only: If you are not approved for a card at the above rates, Canadian Tire Bank may still issue you a card at the following annual interest rates: (i) if you are a resident of Quebec, 21.99% for all charges; or (ii) if you reside outside of Quebec, 25.99% for all charges (excluding cash transactions and related fees) and 27.99% for cash transactions and related fees. Foreign Exchange Conversion: All transactions made in a foreign currency will be converted to Canadian currency at the then current Mastercard conversion rate plus 2.5% (for charges to your account) or minus 2.5% (for credits to your account) when the transaction is posted to your account. Annual Fee: None Other Fees: Cash Advance Fee: $4 - Charged when the transaction is posted to your account. NSF/Dishounoured Payment Fee: $25 - Charged if a payment you make is dishonoured. Charges for Copies: $2 — Charged when you request a copy of a statement. Credit Balance Fee: The lesser of $10 or the amount of your credit balance. - Charged on the last day of a billing period when there is a credit balance on the account and the account has been inactive for the previous 12 billing periods.