Optional Products

OPTIONAL PRODUCTS

Help protect the life you've worked so hard to build


Identity Watch Classic® and Identity Watch Elite®

Discover how you can help protect your and your family's private information

Featured Program benefits: Identity Watch Classic Identity Watch Elite

Lost/Stolen Card Assistance

One-stop access to help with cancelling and replacing most of your lost or stolen cards.

$75 Computer Maintenance Reimbursement

Receive up to $75 (inclusive of taxes) every subscription year towards the cost of hiring a technician to maintain your computer or towards the purchase of an anti-virus/anti-malware/firewall software purchase.

Online Data Monitoring Service

Receive helpful email alerts if a match is made online to your registered personal information with the power of Internet Personal Information Patrol® (iPiP®)

Lost Item Return Service

Help get your or your family members' valuable items returned if they are lost with our Rebound® stickers.

Credit Monitoring Service (if your cards are lost/stolen)

If your cards are lost/stolen, you have the option to accept 6 months of credit monitoring service and receive a full credit bureau report and score.

Emergency Cash Transfer, Emergency Airline Tickets and Emergency Message Relay Service

Mobile Phone Registration, Important Document Registry, Sale Price Guarantee, and more

$4.99/month*2

 

$9.99/month*

 

*Plus applicable taxes.
2 Billing only will occur after you have made your first transaction on your Canadian Tire Bank issued credit card.
Thereafter subscription fees will be charged in advance monthly to your Canadian Tire Bank issued credit card. See the Legal Information handout for all terms, conditions, limitations and exclusions. 

Terms and Conditions for Identity Watch Classic

Terms and Conditions for Identity Watch Elite

 

Credit Protector®

Provided by American Bankers Life Assurance Company of Florida
and American Bankers Insuranc Company of Florida.

Helps pay down the outstanding balance or make the monthly payments on your Canadian Tire Bank issued credit card** when your family may need it most


Total
Disability

• Coverage applies if you become totally disabled and are unable to work for at least 30 days, and are treated by a qualified physician

• May provide you with a monthly benefit payment of up to $1,000 on the outstanding balance of your credit card**, up to a maximum benefit of $20,000.


Involuntary
Unemployment

• Coverage applies if you lose your job for at least 30 days through no fault of your own or, if you are self-employed, bankruptcy started by your creditors.

• May provide you with a monthly benefit payment of up to $1,000 on the outstanding balance of your credit card** up to a maximum benefit of $20,000


Life &
Dismemberment

• Coverage applies to you and your spouse in the case of death, loss of sight in one eye, or the loss of a hand or foot

• This coverage changes to Accidental Death & Dismemberment at age 80

• May cover you with a one-time payment of your outstanding credit card** balance, up to $20,000


Terminal
Illness

• Coverage applies to you or your spouse if you are diagnosed with a terminal illness and given a life expectancy of less than 12 months

• May cover you with a one-time payment of your outstanding credit card** balance, up to $20,000

45-Day Right to Review

If you choose to cancel your coverage within the first 45 days of issuance of your Certificate of Insurance, any premiums you have paid will be credited to your Canadian Tire Bank issued credit card account.

Summary of Coverage
Certificate of Insurance
Distribution Guide (Quebec Only)

The monthly premium is $1.10/$100*, of your average daily balance (less the outstanding amount of any Special Payment Plan), plus applicable taxes, in any month with an average daily balance of $10 or more. For example if your average daily balance is $350 you would pay just $3.85. The monthly premium reduces to $0.59/$100* of your average daily balance (less the outstanding amount of any Special Payment Plan), plus applicable taxes, at the age of 80.

* Plus applicable taxes, payable monthly. See the Certificate of Insurance for all exclusions, restrictions, limitations, terms and conditions.

Enrolment in Credit Protector is voluntary and can be cancelled at any time. If you enrol in Credit Protector, your coverage is effective upon enrolment. You will receive a welcome package to confirm your enrolment. It contains a Certificate of Insurance (Quebec residents will also receive a copy of the Distribution Guide) and the complete details of the coverage such as benefits, limitations, exclusions and information on how to cancel or make a claim.

There exists on the market other insurance products that may include coverage similar to those offered by Credit Protector. You may want to verify whether or not you already have insurance that provides similar coverage.

Canadian Tire Bank has a financial interest in the sale of this insurance.

ENROL NOW

These optional products are available with every
Canadian Tire® Mastercard®

Earn Canadian Tire Money® even faster

  • Triangle MasterCard®

  • Earn Canadian Tire Money® even faster

  • Up your rewards game and start earning Canadian Tire Money faster
Earn Canadian Tire Money<sup>®</sup> crazy fast

  • Triangle World Elite MasterCard®

  • Earn Canadian Tire Money® crazy fast

  • The fastest way to earn Canadian Tire Money - and more!
Gas Advantage Credit Card Overview

  • Gas Advantage MasterCard®

  • Savings for drivers

  • Save up to 10¢/litre on gas at Canadian Tire gas bars, instantly1
Cash card image

  • Cash Advantage MasterCard®

  • Rewards for your everyday purchases

  • Get cash back everywhere you shop2

For your concerns visit our Security Centre.

CTFS
  • Need help or have additional questions? Call 1-800-459-6415
Français

© Canadian Tire Bank. All rights reserved.

Legal

† The Triangle Rewards Program is owned and operated by Canadian Tire Corporation, Limited. The Triangle Mastercard and Triangle World Elite Mastercard are issued by Canadian Tire Bank. Rewards are in the form of electronic Canadian Tire Money® (CT Money® ). Not all items sold at Canadian Tire, Sport Chek and participating Mark’s/L’Equipeur, Atmosphere and other partner locations are eligible to earn CT Money or to be redeemed for. Certain Mark's/L'Equipeur and Atmosphere stores may not participate. Conditions apply. Visit Program Rules for full program rules and Partners for partner location information including which locations do not participate. The offered rate is exclusive of any bonus or promotional offers or redemption transactions. CT Money is collected on the pre-tax amount of the purchase at Canadian Tire, Sport Chek, Atmosphere and Mark's/L'Equipeur.

1 Based on the level of net new purchases (purchases less credits) that are posted to your Gas Advantage Mastercard account in any monthly billing period, you will be entitled to a discount on each litre of gasoline or diesel fuel that is purchased for a motor vehicle at Canadian Tire Gas Bars during the following monthly billing period and that is charged to your Gas Advantage Mastercard. The discount that you receive in a billing period will be reduced to 2¢ per litre after you have made purchases of more than $500 for gasoline, diesel fuel or any other sundry items at Canadian Tire Gas Bars during that billing period using your Gas Advantage Mastercard. For complete program details please read the Canadian Tire Gas Advantage Mastercard Terms and Conditions.

2 Some conditions apply. See Rewards Program Terms and Conditions for details.

* Annual rewards will reduce the balance for determining the Minimum Due but not for the purpose of calculating interest or any balance-based insurance premium. Other Terms and Conditions apply. See Rewards Program Terms and Conditions for details.

**The monthly premium is $1.10/$100*, of your average daily balance (less the outstanding amount of any Special Payment Plan), plus applicable taxes, in any month with an average daily balance of $10 or more. For example if your average daily balance is $350 you would pay just $3.85. The monthly premium reduces to $0.59/$100* of your average daily balance (less the outstanding amount of any Special Payment Plan), plus applicable taxes, at the age of 80.

®/TM Credit Protector and is a registered trademark of Canadian Tire Bank.

Credit Protector is underwritten by American Bankers Life Assurance Company of Florida (ABLAC) and American Bankers Insurance Company of Florida (ABIC).. ABLAC, ABICtheir subsidiaries and affiliates carry on business in Canada under the name of Assurant®.

® Assurant is a registered trademark of Assurant, Inc.

Identity Watch Classic and Identity Watch Elite are sponsored by Canadian Tire Bank and provided by Sigma Loyalty Group Inc.

Rebound® is a registered trademark of Sigma Loyalty Group Inc.

®/TM iPiP, Internet Personal Information Patrol and Rebound are registered trademarks of Sigma Loyalty Group Inc.

®/™ Mastercard and World Mastercard are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.